Financial Planning Services

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Financial Planning Services

Complete Financial Review
Asset Allocation Recommendations
Fact Finding & Needs Analysis
Ongoing Monitoring & Review
Full-Service Menu Options

The Investment Risk No One’s Ever Heard Of

You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.

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Do Our Biases Affect Our Financial Choices?

Even the most seasoned investors have biases affecting their financial choices.

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The Pros and Cons of an NUA Strategy

Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article.

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Investment Services

Full-Service Brokerage
Mutual Funds
Variable Life Insurance
Variable Annuities

Debt-to-Income Ratio Calculator

Calculate your debt-to-income ratio to understand how lenders may view your financial health.

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How to Invest in LGBTQ+ Friendly Companies

This article allows those who support LGBTQ+ interests to explore the possibilities of Socially Responsible Investing.

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Are You Ready for Your Portfolio to Make a Difference?

Learn about the rise of Impact Investing and how it may benefit you.

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Retirement Funding

403(b)
TSA
401(k)
Social Security Analysis
Lump Sum Distributions
IRA
Roth IRA
Rollovers
Retirement Income Strategies

Helpful Retirement Strategies for Women

Learn how to address the challenges that women face when planning for retirement.

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Important Birthdays Over 50

Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.

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Does Your Portfolio Fit Your Retirement Lifestyle?

Lifestyle considerations in creating your retirement portfolio.

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Business Planning Services

Business Succession Strategies
Buy/Sell Agreement Funding
Deferred Compensation
Key Person Insurance
Non-qualified Discriminatory Retirement Plans

When Does Your Personal Car Become a Commercial Vehicle?

At what point can you call a personal vehicle commercial?

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Protecting Your Business from the Loss of a Key Person

Business owners may be able to protect themselves from the financial consequences of losing a key employee.

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Succeeding at Business Succession

There are a number of reasons for business owners to consider a business succession plan sooner rather than later.

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Employee Benefit Services

Business Succession Strategies
Buy/Sell Agreement Funding
Deferred Compensation
Key Person Insurance
Non-qualified Discriminatory Retirement Plans

Insuring Your Business With a Buy/Sell Agreement

It may help your business be better prepared in the event of the death of a principal or key employee.

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The Economic Journey of Your Morning Coffee

Few contemplate the complex journey that brought their coffee from farm to kitchen table.

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What If Your Kids Decide Against College?

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

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Life Insurance Services

Life Insurance
Long Term Care Insurance
Term Insurance
Linked Benefits
Impaired Risk Underwriting

Variable Universal Life Insurance

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

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Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

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Test Your Life Insurance Knowledge

How much do you know about one of the most important tools you have to help protect your and your family’s financial future?

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Education Funding

College Savings / 529 Plans
UGMA / UTMA accounts

The Half Million Dollar Baby

The true cost of raising a child may be far more than you expect.

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A Cheat Sheet for Sending Your Kid to College

Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.

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Eight Mistakes That Can Upend Your Retirement

There are common mistakes you can avoid when saving for retirement.

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Estate Preservation

Estate Analysis
Strategies to Reduce Taxes
Gifting Strategies
Charitable Giving Strategies
Estate Analysis

4 Elements of an Estate Strategy

Learn about the importance of having an estate strategy in this helpful and informative video.

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Grantor Retained Annuity Trusts (GRATs)

Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy.

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Exit Strategies of the Rich and Famous

Estate conservation is too important to put off. Do you have a smart exit strategy?

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Partner Carriers

American Funds®

Fidelity Advisors®

Franklin Templeton Investments®

John Hancock Investments®

Putnam Investments®

Securian©

TransAmerica©

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